Fiat in. Blockchain bridge. Fiat out.

Blockchain-powered international transfers, as easy as sending a text message.

MyVaultOS is the automation, control and proof layer for cheaper cross-border payments. Users still think in normal money terms while the workspace checks the fastest and lowest-cost route behind the scenes.

Start a transfer file See how it works

Compare the real cost

Route cost, FX spread, cash-out fit and recipient amount before approval.

Fiat at the edges

Start and finish in normal money terms while MyVaultOS checks the blockchain bridge.

Proof kept together

Quotes, approvals, provider refs, receipts and exports stay in one transfer file.

09:41Secure session

Available now

Wallet + card + cash-out routes

$28,640.18

Ready to spend $18,4202 protected payments

+AddCard, transfer, provider $Cash outQuote then withdraw FFilesPayments and proof >SendWallet or payment link

Ready to spend$18,420Available balance

Provider balance$7,040Coinbase access

Protected$3,1802 payment files

TodayView all

Rent protected payment ready to releaseProperty manager - $1,850Ready

New recipient joined from your inviteTrusted recipientVerified

Cash-out quote refreshedExpires in 4 min - $4,500Review

How it works

One file moves from payment intent to route choice to proof.

The centre is simple: compare route options, bridge through blockchain only where it helps, off-ramp to the recipient and keep every reference in the same record.

01Enter the payment

Amount, currency, recipient and reason.

02Compare routes

Bank, provider and stablecoin bridge options ranked clearly.

03Approve the hand-off

Confirm the route and record the provider references.

04Store the proof

Receipt, transaction reference, invoice or contract stays attached.

Choose your workflow

Simple transfers when that is enough. Smart workflows when the file needs control.

MyVaultOS keeps the homepage story clean, then opens the right product surface for route checks, contracts, loans, approvals, evidence and exports.

Personal

Send money and keep private records without learning crypto.

Jane can compare cheaper bridge options, approve the recipient, keep the receipt and attach a private loan or family-payment record when needed.

Start a transfer Create a loan file View receipts

Business

Upload contracts, control approvals and export finance evidence.

Alex can upload a contract or supplier invoice, create approval rules, choose a simple transfer or smart workflow, then export records for finance.

Upload a contract Set approvals Export records

Route cost examples

See the hidden cost before you press send.

MyVaultOS puts amount, corridor, typical cost, bridge option, cash-out path, saving and proof in one view. These are worked examples using published benchmarks plus editable assumptions.

USD to PHP$1,000 family payment

Typical cost: $63.60
MyVaultOS routed cost: $8.26 to $12.65
Potential saving: $50.95 to $55.34

Proof keptQuote, recipient amount and receipt

World Bank 6.36% global remittance average vs Wise published USD-PHP direct debit / bank transfer example.

International business transfer$10,000 supplier payment

Typical cost: $245
MyVaultOS routed cost: $50 to $100
Potential saving: $145 to $195

Proof keptInvoice, approval and transfer reference

Illustrative bank path using $45 international USD wire plus 2.0% FX spread assumption; MyVaultOS route comparison shows a transparent modelled range at 0.5%-1.0%.

High-value cross-border$50,000 import payment

Typical cost: $1,545 to $2,545
MyVaultOS routed cost: $250 to $500
Potential saving: $1,045 to $2,295

Proof keptTrade file, release note and audit export

Illustrative bank path using $45 wire plus 3%-5% total FX/intermediary drag; MyVaultOS route comparison shows a modelled 0.5%-1.0% routed cost.

Sources: World Bank Remittance Prices Worldwide 6.36% global average; Wise USD to PHP public pricing example; published bank wire fee examples. Larger-transfer FX drag is an editable model assumption and varies by provider, currency, compliance status and cash-out route.

Connect and record

Providers do the movement. MyVaultOS keeps the decision, controls and evidence clear.

Use Coinbase, Wise, Airwallex, WalletConnect, Stripe and accounting systems behind the same transfer file. MyVaultOS does not ask for seed phrases, private keys or provider passwords.