Route cost, FX spread, cash-out fit and recipient amount before approval.
Fiat in. Blockchain bridge. Fiat out.
Blockchain-powered international transfers, as easy as sending a text message.
MyVaultOS is the automation, control and proof layer for cheaper cross-border payments. Importers, operators and small teams still think in normal money terms while the workspace checks eligible bridge routes, approvals and evidence behind the scenes.
Start and finish in normal money terms while MyVaultOS checks the blockchain bridge.
Quotes, approvals, provider refs, receipts and exports stay in one transfer file.
Invoices, supplier records and finance exports sit beside the payment evidence.
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How it works
One file moves from payment intent to route choice to proof.
The centre is simple: compare route options, bridge through blockchain only where it helps, off-ramp to the recipient and keep every reference in the same record.
Amount, currency, recipient and reason.
Eligible fiat and blockchain-bridge options ranked clearly.
Confirm the route and record provider references.
Receipt, transaction reference, invoice or contract stays attached.
Choose your workflow
Lead with supplier payments. Add smart workflows when the file needs control.
MyVaultOS keeps the public story focused on the real business pain: paying overseas suppliers, keeping proof with the invoice and making the finance export usable.
Pay overseas suppliers with the quote, approval and proof in one file.
Alex can upload a supplier invoice, verify the recipient, choose a simple transfer or smart workflow, then export the payment record for finance.
Use the same simple file for private transfers when needed.
Personal users can compare eligible bridge options, approve the recipient, keep the receipt and attach a private loan or payment record.
Route cost examples
See the hidden cost before you press send.
MyVaultOS puts amount, corridor, typical cost, bridge option, cash-out path, saving and proof in one view. These are worked examples using published benchmarks plus editable assumptions.
International payout$1,000 contractor payment
- Typical cost
- $63.60
- MyVaultOS routed cost
- $8.26 to $12.65
- Potential saving
- $50.95 to $55.34
Proof keptSupplier record, quote, recipient amount and receipt
World Bank 6.36% global remittance average used as a benchmark vs a lower-cost provider-assisted bridge example.
International business transfer$10,000 supplier payment
- Typical cost
- $245
- MyVaultOS routed cost
- $50 to $100
- Potential saving
- $145 to $195
Proof keptInvoice, approval and transfer reference
Illustrative bank path using $45 international USD wire plus 2.0% FX spread assumption; MyVaultOS route comparison shows a transparent modelled range at 0.5%-1.0%.
High-value cross-border$50,000 import payment
- Typical cost
- $1,545 to $2,545
- MyVaultOS routed cost
- $250 to $500
- Potential saving
- $1,045 to $2,295
Proof keptTrade file, release note and audit export
Illustrative bank path using $45 wire plus 3%-5% total FX/intermediary drag; MyVaultOS route comparison shows a modelled 0.5%-1.0% routed cost.
Sources: World Bank Remittance Prices Worldwide 6.36% global average; published bank wire fee examples; provider-assisted bridge assumptions. Larger-transfer FX drag is an editable model assumption and varies by provider, currency, compliance status and payout route.
Connect and record
Providers do the movement. MyVaultOS keeps the decision, controls and evidence clear.
Users see fiat source, eligible bridge route, fiat destination and proof. Provider brands sit behind the workflow unless a real connection, approval and disclosure applies to that customer.
RoutesRoutes
Cost, timing, limits and cash-out fit.
FilesFilesContracts, loans, invoices and payment rooms.
ApprovalsApprovalsThresholds, confirmations and release rules.
ProofProofProvider refs, receipts and uploaded evidence.
ExportsExportsAccounting and audit-ready records.
ProvidersProvidersRegulated fiat access, payout and accounting hand-offs.
Operating controls
Make the blockchain bridge feel like normal finance admin.
The important product is not a named rail. It is the control layer that checks eligibility, records the quote, verifies the recipient and keeps finance evidence ready for reporting.
Review provider boundaryWhen a provider quote is available, MyVaultOS stores the quote, expiry, eligibility checks and final receipt against the payment file.
Payment files keep invoice, supplier, approver, provider reference, settlement proof and export fields together for month-end.
Supplier files can hold entity details, bank-change history, document evidence and risk flags before a user approves the hand-off.
The product records decisions, approvals and proof. Regulated providers and user-controlled wallets execute money movement where eligible.
Managed Finance OS
Add multi-currency bookkeeping and ERPNext support around the payment file.
For businesses that want more than cheaper transfers, MyVaultOS can package the operating layer too: agent-assisted bookkeeping, ERPNext setup, payment evidence, Xero-ready exports and monthly close support.
Review managed supportFinance agents can prepare draft bookkeeping records, chase missing evidence and keep each payment file ready for human review.
Set up ERPNext around suppliers, invoices, currencies, approvals and payment evidence so the finance file matches the operational workflow.
Produce reconciled export fields, provider references, open items and month-end packs for the business, bookkeeper or accountant.
Plans
Start with a private money workspace. Add business controls when needed.
Personal users need cheaper routes, faster movement and receipts. Business users add teams, approval rules, supplier files and operating evidence.
Individuals, freelancers and operators who want cheaper routes, faster options and clean proof without bank lock-in.
- Private money workspace
- Fiat Pocket view
- Protected payment files
- Receipts, notes and export packs
Small teams transacting internationally without wanting a bank at the centre of control.
- Multi-user workspace
- Signer approval records
- Supplier and payment files
- Approvals, invoices and proof packs
A private finance operating layer for owners who want route visibility, supplier files, multi-currency admin and workflow together.
- Private business admin workspace
- AP/AR and cash-flow dashboard
- Multi-currency supplier records
- Vault and fiat route view
- Evidence archive
A higher-touch support layer for businesses that want agent-assisted bookkeeping, ERPNext setup and multi-currency finance admin around the payment file.
- Managed Finance OS workspace
- ERPNext setup and operating support
- Invoice intake and payment packets
- Monthly close and reporting pack
MyVaultOS records routes, approvals and proof. It does not custody funds, hold seed phrases or execute payments; money movement stays with eligible providers or user-controlled wallets.
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