QUESTIONS, ANSWERED
A clearer way to work.
In plain English.
The practical things to know before bringing your payment workflow into MyVaultOS.
Where are the crypto card offers?
Our Crypto cards page links to three RedotPay affiliate offers: everyday spending, online services and advertising. MyVaultOS may earn a commission from qualifying signups. The provider handles eligibility, fees, custody and card support.
Can MyVaultOS make stablecoin transfers or deploy smart contracts?
You can explore transfer planning and prepare conditional-payment workflows today. Live transfer execution and on-chain contract deployment are planned, not active services. The Features page shows both current capabilities and the roadmap.
Is everything non-custodial?
MyVaultOS does not hold your funds or collect private keys. Your chosen external card, exchange, wallet or payment provider has its own custody model. We do not describe a provider-held balance as self-custody.
Can I manage an existing loan or repayment agreement?
Yes. The application includes agreement records, scheduled obligations, repayment events and outstanding amounts. Business facility records can also hold limits, covenants and evidence requirements. These workflows administer an existing agreement; they do not issue a loan or automatically debit an account.
What wallet and card options are included?
Organise wallet references and control policies, and explore third-party card options for everyday spend, social platforms and advertising. Card providers run their own onboarding and services. MyVaultOS does not create wallets, issue cards or custody funds.
How does MyVaultOS help with international transfers?
Compare the full cost of two quotes, understand the amount the recipient gets and organise the route requirements, review decision and supporting records. Our international-transfer page includes an editable comparison worksheet. Live transfers are arranged separately with your bank or provider; MyVaultOS does not currently execute them.
Are international transfers cheap and instant?
Cost and timing depend on the currencies, amount, funding method and provider. Some routes can be fast and cost-effective, but an instant network transfer does not necessarily mean an instant bank deposit. Compare the net amount received and confirm the provider’s end-to-end estimate.
What does MyVaultOS actually do?
It brings payment planning, supplier bills, existing loan and repayment records, trade requirements and AI-assisted preparation into one workspace. Wallet references, third-party card options and export packs keep the wider context connected.
Do I need to replace my accounting system?
No. MyVaultOS sits alongside it. The current workflow accepts supported payable records from Xero and ERPNext exports, CSV-shaped data and ABA files. These are import workflows, not continuous live accounting connections.
Does MyVaultOS move or hold my money?
No. You make payments with your bank or chosen provider. MyVaultOS organises the instructions, checks and evidence around that decision. Payment execution, custody and wallet creation are not available in the current service.
What do the automated checks look for?
Rules-based review identifies possible duplicate references, conflicting bank details for the same payee within a file, missing amounts, review statuses and evidence gaps. A flag is a reason to investigate—not proof of fraud or a guarantee that every issue will be detected.
Can my AI agent help with the work?
The agent interface supports scoped access to workflow context, room records, drafts, support requests and approval requests. You control the permissions and can revoke access. An agent connection is not permission to move funds.
Can I try it before deciding?
Yes. Explore the illustrated walkthrough without an account, or talk to us about your workflow. Workspace evaluation currently uses sample or non-sensitive information; confidential evidence uploads and paid activation are not yet available.
What about trade payments and funding?
MyVaultOS can organise milestone conditions, evidence requirements and funding or letter-of-credit application records. Banks, funders and other providers decide and execute their own services. MyVaultOS does not issue credit, provide escrow or guarantee a payment.
How do subscriptions work?
Our published monthly plan guide starts at A$5. Paid activation is not currently open. We will confirm available features, applicable taxes and the total price before you agree to a subscription. Provider fees are separate.
MAKE THE NEXT STEP A CLEARER ONE
Less “where’s that file?”
More “here’s the answer.”
Start with the work you already do.