Payment files
Every bill, contract, repayment plan or transfer gets a clear operating file.
A file shows what is owed, who receives value, which route is being used, what proof is attached and what must happen before payment or release.
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Private loan repayment planUser-controlled wallet to Maya Rodgers - Obligation schedule$12,000Next payment dueRent protected paymentUser-controlled wallet to Property manager - Best proof$1,850Evidence completeCash out to local fiatCoinbase USD Account to Linked payout account - Best fiat exit$4,500ReadyFamily support transferUser-controlled wallet to Verified wallet - Fastest$620Needs approvalUtility bill paymentFiat Pocket to Utility provider - Lowest custody$730Needs bill details
Selected file
Private loan repayment plan
Amount$12,000
Total cost$12,480.00
Recipient receives$1,040.00 next payment
RouteObligation schedule
NextApprove 1 July repayment
StatusNext payment due
Approval cardApprove the 1 July $1,040 repayment under the private loan agreement. Remaining balance after this payment will be $8,320. No automatic payment occurs unless the approval policy is satisfied.This is the plain-language layer shown before any approval, provider confirmation, repayment execution or protected release.
Private loanFamily support loan agreement3 paid, 1 due, 2 scheduled - Agreement servicing only. MyVaultOS records the schedule and proof; it does not originate or collect the loan.
File created from Move Money workflow.
Route comparison attached to the file.
Agreement, bill or release condition verified.
User approval needed.
Evidence pack
Loan agreementRepayment schedulePayment receiptsOutstanding balanceCompletion statement
Private loan agreement and schedule0x4b82...11d9Verified
June repayment receipt0x8af1...3c70Verified
Detailed record
Agreement servicing only. MyVaultOS records schedule, approvals, payment evidence and completion proof. It does not originate, broker, underwrite, guarantee, enforce or collect the loan.