Protected trade payments

Your treasury, working through approved partners.

MyVaultOS turns supplier payments into controlled trade files: route, invoice, approval, evidence, dispute window and release rule in one place. The first build keeps protected-payment preparation separate from live-value execution.

Open route planner View payment files

Why this matters

A lighter trade-payment control than a letter of credit.

Importers need confidence that money only releases when the agreed trade condition is met. Suppliers need confidence the buyer has committed. The protected-payment file keeps that agreement, evidence and release status visible without making MyVaultOS the custodian.

DraftCreate the trade file

Capture buyer, supplier, invoice, amount, route and required proof before any protected payment rule is armed.

ArmedBuyer approves the rule

The user-controlled wallet or smart account prepares a protected-payment rule with expiry and dispute window.

Condition submittedEvidence lands in the file

Bill of lading, release note, inspection sign-off, delivery proof or document hash is attached to the file.

Release approvedAttestor signs off

Buyer, freight forwarder, inspector, warehouse or agreed approver confirms the pre-agreed condition is satisfied.

Release or disputeExecute or pause

The approved version releases through the user wallet/provider path, or pauses inside the dispute window.

Build scope

Prepared workflow first, then live-value gates.

The next implementation slice is the safe one: generate a protected trade-payment workflow from a file, bind the release rule to evidence, and prepare the smart-account review record without moving funds.

Smart account

Safe-style multisig or ERC-4337-compatible wallet, with user control and no MyVaultOS key custody.

Gasless UX

Paymaster and bundler support so users do not need to understand gas before using a protected payment.

Evidence attestation

Document hash, buyer approval, release note, BL, inspection proof or partner sign-off bound to the release rule.

Dispute window

Pause, cancel, expire or release states so the workflow is safer than raw irreversible crypto transfer.

Provider gate

Live-value release only after legal, provider, KYB/KYC, support and jurisdiction checks are approved.

Readiness

Contract-ready, live-value gated.

The first protected-payment path is designed for controlled review: generate the rule, bind it to trade evidence, and prepare the smart-account record before any live-value provider is switched on.

Available nowTrade-file release rules, evidence hashes, attestor roles and protected-payment preparation.

Contract testedLocal protected-payment contract covers funding, evidence, dispute, release and expiry refund states.

Next gateSmart-account signing and partner rails after approved provider setup.

Live valueRequires legal, KYB/KYC, support process and provider approval before any customer-value pilot.

Boundary

Designed around the no-custody line from day one.

Protected payments are powerful because the rule can be enforced outside a bank. The product has to stay clear: MyVaultOS is the interface, evidence record and approval system; wallets and approved providers execute.

MyVaultOS does not hold buyer or supplier funds.MyVaultOS does not act as escrow agent.The user wallet, smart account or approved provider executes movement.Physical trade conditions require human, document or partner attestation.Live-value pilots require legal and provider review before launch.